COMPARISON
KoAi vs Xactimate alone
Xactimate is the industry standard for estimating — but carrier estimates built in Xactimate routinely omit scope your job requires. KoAi analyzes those estimates and automates the supplement process.
Start free trial →What Xactimate does well
Xactimate provides standardized pricing, line codes, and estimate formatting that carriers and adjusters expect. It is the foundation of insurance restoration estimating — and KoAi is built to work with it, not replace it.
What Xactimate alone cannot do
Carrier estimates in Xactimate reflect what the adjuster scoped — not what your field inspection found. Roll roofing on porches, step flashing, ridge vent, steep charges, and code upgrades are routinely omitted. Xactimate does not compare carrier scope against your job data.
KoAi + Xactimate together
KoAi reads carrier Xactimate estimates, compares them against your Roofr measurements and field photos, and builds supplement packages with the line items and evidence adjusters need to approve additional scope.
Side-by-side comparison
| Capability | KoAi + Xactimate | Xactimate alone |
|---|---|---|
| Estimate creation | Uses Xactimate pricing and line codes | Full estimating platform |
| Carrier scope analysis | Compares carrier estimate vs field data | No comparison — shows carrier scope only |
| Supplement detection | AI flags missed line items overnight | Manual review required |
| Photo evidence | Auto-attached per supplemented line | Manual attachment |
| Adjuster delivery | JobNimbus email with PDF package | Manual email and upload |
| Carrier-specific rules | Built-in per carrier workflow | Generic estimate format |
| Best for | Recovering missed scope on insurance claims | Building original estimates |
What you get
- KoAi works with Xactimate — not instead of it
- Analyzes carrier Xactimate estimates against your field data
- Flags roll roofing, flashing, ventilation, steep charges, O&P
- Builds supplement packages adjusters approve
Frequently asked questions
Does KoAi replace Xactimate?
No. Xactimate is the estimating standard. KoAi analyzes Xactimate estimates from carriers, finds missed scope, and automates supplement submission.
Can KoAi read carrier Xactimate estimates?
Yes. KoAi imports carrier estimates and compares line items against your measurements, photos, and code requirements.
Do I still need Xactimate if I use KoAi?
Most contractors keep Xactimate for original estimating. KoAi adds supplement intelligence on top — analyzing what carriers scoped vs what the job requires.