KoAi

INSURANCE SUPPLEMENT SOFTWARE

Insurance supplement software that adjusters actually approve

KoAi finds the line items carriers skip, documents them with measurements and photos, and delivers supplement packages through JobNimbus — the same way your best estimator would, except it runs 24/7 on every job.

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From denied scope to approved supplement

Carriers deny supplements without evidence. KoAi attaches Roofr measurements, field photos, and Xactimate pricing to every line item so adjusters see a complete package — not a list of demands. When adjusters challenge unit pricing, supplier invoice data is ready.

Every common omission, automatically flagged

Roll roofing on low-slope sections. Step and sidewall flashing. Ridge vent and drip edge. Gutter detach and reset. Overhead and profit. Code upgrades. KoAi knows what carriers miss because it has analyzed thousands of real estimates.

Verified delivery — no more false "emailed" status

KoAi sends supplements through JobNimbus v2 email API and only marks delivery confirmed when the outbound send is verified. Claim number subjects, PDF attachments on the job, and activity logging match manual workflows your team trusts.

What you get

Frequently asked questions

What is insurance supplement software?

Insurance supplement software helps contractors identify scope missing from carrier estimates, document the additional work, and submit formal supplement requests to adjusters for approval and payment.

How is KoAi different from Xactimate?

Xactimate is the estimating standard. KoAi analyzes Xactimate estimates, finds what carriers omitted, and automates the supplement submission process — they work together, not as replacements.

Can KoAi help with State Farm supplements?

Yes. KoAi handles State Farm claim workflows including claim-number email subjects, roll roofing pricing disputes, and photo documentation requirements.

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