ROOFING SUPPLEMENT SOFTWARE
Roofing supplement software that recovers the scope carriers leave off
Every carrier estimate under-scopes. KoAi is roofing supplement software that reads the carrier’s Xactimate estimate line by line, compares it to your roof measurements and field photos, and flags every recoverable item — then builds the carrier-ready supplement package and sends it through JobNimbus. It runs overnight on every job so nothing gets left on the table.
Start free trial →What roofing supplement software actually does
A supplement is the formal request for scope the carrier’s first estimate missed — the difference between what the adjuster wrote and what the roof actually needs to be restored to code. Roofing supplement software automates the three jobs a skilled supplementer does by hand: reading the carrier estimate, comparing it against measurements and code, and packaging the delta with evidence an adjuster will approve. KoAi does all three on every job, automatically.
Why manual supplementing loses money
Comparing a 15-page Xactimate estimate to a roof report by hand is slow, so most contractors only supplement their biggest jobs and eyeball the rest. The average residential claim leaves recoverable scope unclaimed simply because nobody had time to find it. Software doesn’t get tired, doesn’t skip the small jobs, and doesn’t forget that ridge vent or drip edge line — so recovery compounds across your whole book, not just the obvious claims.
The line items KoAi catches every time
Roll roofing on low-slope sections, step and sidewall flashing, ridge vent and continuous ventilation, drip edge, gutter and satellite detach & reset, steep-pitch charges, overhead and profit on multi-trade jobs, and code-driven upgrades like ice & water shield and synthetic underlayment. These are the omissions that repeat across carriers and adjusters — KoAi checks for each against your actual scope so none slip through.
Carrier-aware, not one-size-fits-all
State Farm wants claim-number email subjects and roll-roofing unit pricing. Allstate under-scopes flashing and steep charges. USAA expects clean, professional PDF packages. KoAi applies each carrier’s documentation conventions automatically, so the package matches how that adjuster approves — see the carrier-specific guides below.
Evidence adjusters approve, delivered where you already work
Adjusters deny supplements that read like demands. KoAi attaches measurement reports, per-line-item photos, and correct Xactimate pricing so each request is defensible, then uploads the PDF to the job and emails the adjuster through JobNimbus — with delivery only marked confirmed once the send is verified. No new CRM, no double entry.
What you get
- Reads carrier Xactimate estimates — including scanned/OCR scopes
- Flags every common omission against your real measurements and photos
- Carrier-specific documentation for State Farm, Allstate, USAA, and more
- Carrier-ready supplement PDFs with per-line-item evidence
- Verified JobNimbus delivery and adjuster reply tracking
- $97/month early access — unlimited jobs, no per-seat fees
How it works
- Connect JobNimbus
Paste your JobNimbus API key. KoAi imports your insurance jobs and their carrier estimates automatically — no manual uploads required.
- KoAi reads the carrier estimate
It parses the carrier’s Xactimate scope (even scanned/OCR estimates) and extracts every line item, quantity, and total.
- It flags missed scope
KoAi compares the carrier scope to your roof measurements, photos, and code requirements, then flags each recoverable line item ranked by approval likelihood.
- It builds the supplement package
A carrier-ready PDF is generated with line-item evidence, correct pricing, and the claim number — formatted the way that carrier’s adjusters expect.
- You review and send
Approve the findings and KoAi uploads the PDF to the job and emails the adjuster through JobNimbus, then tracks the reply on the claim.
Frequently asked questions
What is roofing supplement software?
Roofing supplement software identifies scope missing from an insurance carrier’s roof estimate, documents the additional work with photos and measurements, and produces a carrier-ready supplement request. KoAi automates all of it and submits through JobNimbus.
How much scope do carriers typically miss?
It varies by claim and carrier, but recoverable omissions — flashing, ventilation, drip edge, steep charges, O&P, code upgrades — appear on a large share of first estimates. KoAi checks every job so none are skipped for lack of time.
Do I still need Xactimate?
Yes. Xactimate is the pricing and estimating standard. KoAi reads the carrier’s Xactimate estimate and finds what it omitted — the two work together, not as replacements.
Does it work on scanned or image-based estimates?
Yes. KoAi runs OCR on scanned carrier estimates (like State Farm’s image-based scopes) so line items are extracted even when the PDF has no text layer.
How does KoAi submit the supplement?
It uploads the supplement PDF to the job and emails the adjuster through your JobNimbus account with the claim number as the subject, then logs the adjuster’s reply on the claim.
What does roofing supplement software cost?
KoAi is $97/month during early access with all AI modules included, unlimited jobs, and no per-seat fees. A free trial and demo mode are available without a credit card.